Origination
New lending activity and market growth
ENTERVAL
THE PRIVATE STUDENT LOAN REPORT
The National Benchmark for Private Student Loan Performance
Loan-level data from 14 of the largest private education lenders and investors, representing nearly 80% of the active in-school private student loan lender market.
The Private Student Loan Report is a Comprehensive View of Private Student Lending Performance
The Enterval Private Student Loan (PSL) Report helps stakeholders understand how the U.S. private student loan market is performing across the following dimensions:
Repayment
Borrower payment and payoff trends
Delinquency
Where default risks are emerging
Charge-Off Performance
Measuring realized portfolio losses
Understand Trends Across Critical Lending Segments
With data segmented by undergraduate and graduate loans, academic year of origination, loan status, and performance category, the report provides a detailed view of market behavior over time.
Program Type
Undergraduate and graduate lending activity
Origination Year
Performance by academic borrowing cohort
Performance Category
Outcomes across borrower performance segments
Loan Status
Progress through the repayment lifecycle
See the Data Behind the Trends
The Data Behind Private Student Lending
Many market summaries describe student lending trends from the outside.
Enterval's Private Student Loan Report provides a data-backed view from inside the market, using aggregated lender and investor data to show how private student loans are performing nationally.
The Enterval PSL Report provides one of the most comprehensive views of the active in-school private student loan market-representing 77.54% of the active in-school private loan portfolio.
The report supports benchmarking against national performance benchmarks and can be used to evaluate risk relative to market averages.
Compare Your Portfolio Against National Private Student Loan Performance
Use the report to assess:
- Outstanding balance trends by loan type and market segment.
- Repayment status distributions across current, grace, forbearance, deferment, delinquency, and charge-off/default categories.
- Early-stage and late-stage delinquency rates.
- Annualized gross charge-off rates and cumulative charge-off rates by academic year of origination.
- Origination trends, including cosigned loans and school-certified loans.
For Lenders
Benchmark portfolio performance against national market averages, evaluate repayment and delinquency trends, and understand how performance varies by origination year, loan type, and borrower segment.
For Investors
Use repayment, delinquency, charge-off, and historical performance metrics to support capital market investment analysis.
For Colleges and Universities
Understand private loan borrowing and repayment trends that may affect students, families, and institutional financial wellness strategies.
For Policymakers and Researchers
Use national private student lending trends to inform public policy development and market understanding.
Download The Latest Private Student Loan Report & Press Release
The Private Student Loan Report has been a trusted source for student loan insights since 2015. To view previously issued reports, please contact us at [email protected].
Enterval Analytics, LLC - Private Student Loan Semi Annual Report Ending Q1 2026
Private Student Loan Semi Annual Report Ending Q1 2026
Release Date: 07/15/2026
Enterval Analytics, LLC - PSL Report Press Release July 2026
